PUTRI, Refa Alya. Perlindungan Hukum terhadap Pengguna Jasa Pinjaman Online dalam Analisis Hukum Pidana. Proceedings Series on Social Sciences & Humanities, [S. l.], v. 17, p. 245–249, 2024. Disponível em: https://conferenceproceedings.ump.ac.id/pssh/article/view/1135. Acesso em: 26 oct. 2025.