Mustafa, Mutmainna, et al. “The Role of Gender, Financial Literacy, and Love of Money in the Motivation and Personal Financial Management of Micro, Small, and Medium Enterprises (MSME) Actors”. Proceedings Series on Social Sciences & Humanities, vol. 15, Jan. 2024, pp. 188-93, https://conferenceproceedings.ump.ac.id/pssh/article/view/951.